10 Reasons Why Filipino EXPATS Are Buying Philippine Real Estate
By Don Magsino

1. Convert their savings into a real property investment. The average growth of properties in the Philippines is 12% per annum compare to 4% banks' premium high yield interest.
2. Pride of ownership. The "wow" factor is there. "This is mine". They have something to look forward to and kept them inspired to work hard. They always remind themselves that their hard-earned money goes to something they are proud about.
3. For use by family members and relatives. Their love ones can stay there and enjoy while they are working abroad. This is very normal in their culture. They have a close-family ties and therefore living together under one roof is ideal.
4. For income (rental) or appreciation. Time and time again, it has been proven that properties appreciate much faster than any other form of investment. Amongst many, property is still the best investment ever.
5. For future use when they retire. The Philippines Government now issues a special visa which is called SRRV (Special Residents Retirees' Visa). The Special Resident Retiree's Visa (SRRVisa) is a special non-immigrant resident visa that provides its holders with multiple-entry and indefinite stay status in the Philippines. It also grants Tax-Free incentives and privileges as well as value-added services and benefits that they can avail of from partner establishments such as hotels, resorts, retirement facilities, and restaurants. It is a "lifestyle" visa for those who enjoy perks and privileges, a "hassle-free" visa for the frequent business traveler, and a "retirement visa" for the elderly who need special care for their special needs.
6. For use whenever they come for vacation. Many Filipino expats were originally based in the rural part of the country and therefore when they do come home, they want a different environment, fresh air, pleasure and shopping near the city. So instead of paying huge amount of money for a 5 star hotel, they just proudly say, "let's stay in my house" with a smile and pride.
7. Avail of high purchasing power of Dollar $ to Pesos. This is not only the US$ but almost all foreign currencies have a higher exchange rate than the Philippine Peso which gives Filipino expats the privilege to acquire properties.
8. Properties abroad are very high. In the Philippines, there are decent properties condominiums or house and lot from P2M which can only buy a decent dining set in US and in the UK!
9. Affordability of homes in the Philippines - To encourage buyers and investors, the homes in the Philippines made affordable unlike other nations. I heard a Filipino housekeeper in the UK told me that she is making her monthly investment on the condo unit in the heart of the City for the cost of her one hour wages per day! Now she can rent it out for a small monthly profit on rentals but expectant on the steady rise of property value appreciation.
10. Low and affordable monthly amortization. Again this is due to the foreign currency strong purchasing power and high exchange rate.

People who have worked in the United States and in Europe for the past 25 years amassed savings in the form of equity for their homes. Filipinos who are permanent residents have stable jobs and have a strong dollar purchasing power here in the Philippines. Real estate is the most global business on earth. Its significant growth opportunities are simply tremendous.
Article Source: http://EzineArticles.com/?expert=Don_Magsino
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Is this TRUE? "OFW- Mayaman , Nagmamayaman o Puro Kayabangan"

I read this article PLS READ>> OFW- Mayaman , Nagmamayaman o Puro Kayabangan

 This is a very good reflection of most OFW. In the article are the author's view of his experiences as an OFW  himself.

Directly reflecting the GREAT problem of LOTs of Filipinos working abroad.

But the point that he stated (which I like) is:

"Ibahin mo naman kaya ang motto mo ,gawin nating “ saan kaya pwedeng mag invest ng mga naipon ko”.Tyak balang araw ,hindi pa huli ang lahat at makakapagrelax ka rin  sa bunga ng mga pinaghirapan mo."

I just like the way he says it.

I will ask you, OFW kaba? Saan mo ginagasto ang pera mo? Where would be after 10 years? How much do you have after those years? May natira ba sa pinaghirapan mo? May naipon kaba pra sa pamilya mo?

We have this CLIENTS,  OFW's from Japan and Middle East who invested their money on real estate. Two thumbs up to them!

3 things you should know about Digos real estate.

Rent to own Digos

What are the things that you need to know in Digos City real estate? Here are the 3 things that I think are the reasons for you start investing in real estate in Digos City. 

1. Prices are getting higher:

Prices of goods and commodities are raising very fast. So is with real estate and especially in Digos City. If you'll compare the property prices 5 years ago from the prices today, made you think and feel disappointed or "panghihinayang" for not investing in real estate in those past years.


Especially now where malls and establishments are being built everywhere you go. Businesses is booming with activities and that means demand for commercial and that follows residential real estate. With thus number of demands prices goes up.

Now, knowing that. Lets think of the Property prices after 10 years. How much would a house would cost after 10 years? Well, my answer would be "I dont know." but this is what I think would the prices would go. It will be much much much Higher from Today.

I would advice you to start investing today. 
 
2. Digos is getting smaller


Growing population in Digos either naturally born or migrating. Digos today is getting smaller. Places for people to live and places to do business are getting smaller. That is why expansion is to the outskirts of Digos.


3. Digos is getting crowded

Have you ever been to the public road in the morning of the weekdays? Have you experience traffic? Well, that is nothing compare to Manila or Cebu Traffic. But this is an indicator that Digos is getting crowded.

But this is what I want you to realize those reasons are not problems those are opportunities that we have to take advantage to.

Start investing in real estate now while prices are still low, while Digos is still smaller and while Digos still have space. Start looking for property at you budget and that you can afford.

Fill up the Form below to start investing in Digos Real estate.

Benefits of Rent to Own and Lease Option Home Buying

By Patrick Ede

Making it easier to purchase homes and houses.

By Using a rent to own method also known as rent with an option to buy later, families are able to get into home ownership a lot easier than trying to qualify through banks and conventional ways of buying homes.
A rent to own program allows the buyer (tenant buyer) to buy the house with a lower down payment, and a generous amount of the monthly rent collected will be credited towards the purchase price, making it much easier to qualify than conventional methods.

This rent to own method works great if your credit has been hurt recently, (like millions of Americans) as it allows you time to repair your credit so that at the end of the rent/buy term you can qualify for conventional bank financing then outright purchase the home from the Landlord.

For those folks who cannot buy a home through traditional means, rent to own houses are a viable option to home ownership. The rent to own method brings the dream of home ownership to people who may have otherwise thought it was impossible.

Here are Just a few of the benefits of renting to purchase.

Rent Money Becomes an Investment

In most situations, rent money goes into the landlord's pocket, to pay the mortgage on the home, to supplement his or her income, and does nothing more for the renter. With rent to own houses, a portion of the rent money goes toward the purchase of the home, making it any easier way for most renters to invest in a home.

Purchase Can Be Made Regardless of Credit Score

For those with less than perfect credit, rent to own houses are the way to go. Since the rent payments are going toward the purchase of the home, it works much like a mortgage payment would. When it comes time to make the last payment and buy the house, the landlord can use the credit the tenants established with them to justify the sale of the home and transfer the deed.

Move in Quicker

When it comes to a typical mortgage and home purchase, it can take months from the time the offer is accepted on a home before the buyers can move in. With rent to own houses, people can usually move in within a week or two of the deal being made and the documentation being signed.

Equity Grows Faster

When compared to the average mortgage, equity builds faster in a rent to own situation, because the appreciation happens faster. When a tenant is in control of the home, he or she may make improvements as they pay the rent. When it is time to make the final payment, the purchase price may be much less than the home is worth.

Full Control of the Home

When the tenants move in, they get full control over the home, meaning they can make adjustments and improvements where they see fit. Because they have such high stake in the property, they are not going to spend their own money to improve a home they won't live in for a long time and eventually own, so landlords don't have to worry about the tenants damaging the property.

No Taxes

Since the home still belongs to the landlord, the landlord remains responsible for the property taxes until the balance is paid in full and ownership is transferred to the tenant. This makes it easy for the tenants to save money until they own the home, to prepare for the expense once they do.

There are many other benefits for both tenants and landlords. While tenants might pay higher rent for a situation like this compared to a conventional renting situation, they will do so willingly to know the property will eventually be their own. Plus an amount of rent paid often times is credited towards the purchase.

Cheaper to buy than to rent in 72% of largest U.S. cities

Despite the rising number of renters across the country, it is cheaper to buy a home rather than rent one in 72 percent of the 50 largest cities in the U.S., according to an index released by real estate search and marketing site Trulia.

"Since the start of the 'Great Recession,' many former homeowners have flooded the rental market. Following the principles of supply and demand, renting has become relatively more expensive than buying in most markets," said Pete Flint, CEO and co-founder of Trulia, in a statement.

"Though necessary for achieving true economic recovery, stricter bank lending practices have also further aggravated the struggling housing market in the short term. Even highly qualified home buyers face intense scrutiny on their income, savings, existing debt and credit history before they can get a mortgage loan."

In 36 out of 50 of the country's most populous cities, buying a two-bedroom home is less expensive than renting one. These cities include many areas that have been hit hard by foreclosures, such as Las-Vegas, Phoenix and Fresno, Calif.

Sounds like it's time to buy..

Patrick Ede is a Real Estate Investor and Real Estate Consultant in Las Vegas NV "Helping families in Las Vegas live the American Dream of home ownership through Rent to own and lease options."
Interested in Learning More about renting to own and Lease purchase options call me. 702-608-2259 or visit me on Facebook http://www.facebook.com/LasVegasRenttoOwnHomes

Article Source: http://EzineArticles.com/?expert=Patrick_Ede

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In the beginning. When did we start?

This is our Christmas Give Aways to our clients and friends. That was December of 2007, the date we distribute this calendar.

Our Rent to Own Business Started Late 2006. That was the time when I was Graduating in college. The business was formed to help my parents on thier finances and money problems. WOW!! almost 5 years.

Today we now have 25 units(vacant lots and house and lot) presently in a Rent to Own scheme in Digos. 3 of which are already fully paid and are transferred to our buyers. Those buyers are waiting again on our next projects and offers. To be the first one acquire on the best location on our new project.

Following, is another 15 units of lots which we will offer as a Rent to Own before the end of this month.

I am now receiving a lot of inquiries for this property. But we will start accepting clients on Monday December 19, 2011. Just contact the number below to ask for inquiries. Or sign in the form.

Contact:

0921-269-9045